Making Health Care Work

LOWERING HEALTH CARE COSTS—A pro-consumer health insurance exchange would allow hundreds of thousands of families and businesses to join together and negotiate for cheaper health care plans.

LOWER COSTS, BETTER CARE

Now the fight for health care reform is in Jefferson City, and so are the health care industry’s lobbyists.

At stake is how we set up a new insurance marketplace in Missouri — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums.  

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care.

The health care industry has spent millions to influence decisions about health care, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering from, MoPIRG is pushing to see that the exchange:

  1. Negotiates for better plans. By demanding better care for less cost, the exchange can use the collective power of hundreds of thousands of Missourians to finally demand that the industry do better. 
  2. Have high standards, so that bad plans aren’t an option. 
  3. Be open to as many Missourians as possible. Limits that shut some individuals and businesses out of the exchange would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken it. 
  4. Be accountable to the public.

Issue updates

News Release | MoPIRG | Health Care

Supreme Court Upholds Health Reform

Today’s decision is good news for consumers. Insurance companies can’t go back to the days of dropping your coverage once you become ill, or denying coverage to sick children. And beginning in 2014, the days of insurers being able to deny anyone coverage for “pre-existing conditions” will be history. 

> Keep Reading
Report | MoPIRG | Health Care

Making the Grade: A Scorecard for State Health Insurance Exchanges

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality.  Important information about coverage is buried in the fine print, making it hard to know what’s really covered or which plan is right.  And costs are continuing their unsustainable rise.

> Keep Reading
Report | U.S. PIRG | Health Care

Building a Better Health Care Marketplace

The creation of a new health insurance exchange offers our state the chance to build a better marketplace for health care.  The exchange can help individuals and small businesses by increasing competition and improving choices in the state’s insurance market.  By providing better options and better information, and negotiating on behalf of its enrollees, the exchange can level the playing field for consumers.

> Keep Reading
Report | MoPIRG | Health Care

The Cost of Repeal

Consumers and small businesses in Missouri will face significantly higher insurance premiums and could see costly coverage denials and price discrimination if efforts to repeal the federal health care law prevail in Congress or in the courts, according to The Cost of Repeal: Examining the Impact on Missouri of Repealing the New Federal Health Care Law, a new report released today by MoPIRG.

> Keep Reading
News Release | MoPIRG | Health Care

Health Care Repeal Would Have Costly Consequences for Missouri Consumers and Small Businesses

Consumers and small businesses in Missouri will face significantly higher insurance premiums and could see costly coverage denials and price discrimination if efforts to repeal the federal health care law prevail in Congress or in the courts, according to The Cost of Repeal: Examining the Impact on Missouri of Repealing the New Federal Health Care Law, a new report released today by MoPIRG. 

> Keep Reading

Pages

News Release | MoPIRG | Health Care

Supreme Court Upholds Health Reform

Today’s decision is good news for consumers. Insurance companies can’t go back to the days of dropping your coverage once you become ill, or denying coverage to sick children. And beginning in 2014, the days of insurers being able to deny anyone coverage for “pre-existing conditions” will be history. 

> Keep Reading
News Release | MoPIRG | Health Care

Health Care Repeal Would Have Costly Consequences for Missouri Consumers and Small Businesses

Consumers and small businesses in Missouri will face significantly higher insurance premiums and could see costly coverage denials and price discrimination if efforts to repeal the federal health care law prevail in Congress or in the courts, according to The Cost of Repeal: Examining the Impact on Missouri of Repealing the New Federal Health Care Law, a new report released today by MoPIRG. 

> Keep Reading
News Release | U.S. PIRG | Health Care

Consumer Group Gives Senate Health Reform Bill a B+

With the addition of the managers' amendment, the Senate health reform bill earned a B+ from the consumer group U.S. Public Interest Research Group (U.S. PIRG) for its cost-containment provisions on Saturday.

> Keep Reading
News Release | U.S. PIRG | Health Care

Health Care Reforms Could Save Over $299 Billion

As Congress starts work on a health reform bill, a new publication from citizen advocacy group U.S. PIRG identifies a path to lower costs, not by cutting care, but by delivering better, more efficient care.

> Keep Reading
Result | Health Care

Young People Now Covered

This year, the federal health care reforms that MoPIRG worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

> Keep Reading
Report | MoPIRG | Health Care

Making the Grade: A Scorecard for State Health Insurance Exchanges

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality.  Important information about coverage is buried in the fine print, making it hard to know what’s really covered or which plan is right.  And costs are continuing their unsustainable rise.

> Keep Reading
Report | U.S. PIRG | Health Care

Building a Better Health Care Marketplace

The creation of a new health insurance exchange offers our state the chance to build a better marketplace for health care.  The exchange can help individuals and small businesses by increasing competition and improving choices in the state’s insurance market.  By providing better options and better information, and negotiating on behalf of its enrollees, the exchange can level the playing field for consumers.

> Keep Reading
Report | MoPIRG | Health Care

The Cost of Repeal

Consumers and small businesses in Missouri will face significantly higher insurance premiums and could see costly coverage denials and price discrimination if efforts to repeal the federal health care law prevail in Congress or in the courts, according to The Cost of Repeal: Examining the Impact on Missouri of Repealing the New Federal Health Care Law, a new report released today by MoPIRG.

> Keep Reading

The Young Person's Guide to Health Insurance

For people in their late teens and twenties, getting health insurance can be a lot like a lottery . . .

If you’re lucky, your parents have a good plan that covers you while you are in school or your employer picks up the tab. If you’re not, your options shrink to two: a plan offering good coverage that you can’t afford, or a plan you can afford that covers little to nothing.

> Keep Reading
Report | U.S. PIRG | Health Care

Putting America Back to Work

A U.S. Public Interest Research Group Research Brief, entitled Putting America Back to Work, finds that proposals to tame health care costs could allow the creation of 2.5 million jobs over a five year period  without inflationary effects, and yield stronger economic growth over the long term.

> Keep Reading
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We’ve got a chance to clean up the health care industry in Missouri, but with lobbyists lining the halls of the state capitol, we need your support.

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